Serious Injuries and Wrongful Deaths
If you have suffered a serious injury due to the carelessness or wrongful conduct of a corporation or individual, you need an experienced advocate that can hold the guilty corporation or the individual’s insurance company accountable. Whether you have been seriously injured in a car crash, in a crash caused by a tractor trailer/“eighteen wheeler,” by the carelessness of a railroad conductor or company, by a defective product whose corporate manufacturer failed to reasonably protect the users of that product, by a doctor committing medical malpractice or by a nursing home that has failed to properly care for a loved one in their charge – you will need an attorney who can stand up to such powerful corporations and obtain justice for you. The James Law Group has been fighting for individuals who have been injured and mistreated by large corporations and insurance companies for over thirty years. We make it our personal mission to ensure that the responsible party justly and fairly compensates you for the damages they caused.
Fighting insurance companies on your behalf
The person who is injured or has lost a loved one because of someone’s negligence or carelessness will always be out-maneuvered by the insurance claims adjusters and their lawyers who are advising them behind the scenes. One must remember that to an insurance claims adjuster, even if the insurance company is your own, you are just a number. The adjuster’s job is to save his employer money. The adjuster saves his employer money by paying you as little as possible to settle your claim for your injuries or the death of a loved one.
If we cannot persuade the insurance company to be fair, then our only remedy is to file an action with the court asking that the court or a jury settle our differences for us. What most clients do not realize is that when an action is filed, under Missouri law, we have to bring it against the individual bad driver or other wrongdoer and not his insurance company. The law fears that if members of the jury are told that the defendant, that is the bad driver or other wrongdoer, is covered by insurance that the jury would be unfairly prejudiced in favor of the injured person. So, the fact that his insurance company covers the defendant’s negligent conduct cannot even be mentioned in court. The real fact is, however, that it is extremely unlikely that the case would ever be before a jury if there were not insurance to pay the judgment against the defendant.
Ensuring your medical bills are covered
Another problem that the client’s case encounters in court is that the jury will often assume, even though there is no evidence to support the assumption, that the injured person had health insurance, and that the health insurance has already paid the person’s medical bills. Often this is not the case, and even for those times when it is the case, the person’s health insurance carrier has notified the defendant’s insurance company that it has a lien against any settlement or judgment in the case for the repayment to it for any bills already paid. The problem is that the jury, not understanding how this works, is tempted not to take the injured person’s medical bills into account when arriving at a figure for the injured person’s harms and losses, thus arriving at a verdict that is manifestly unfair to the injured person and a boon to the defendant’s insurance company.
It takes a skilled and experienced attorney to overcome these obstacles through negotiations and through a jury trial if necessary. The attorneys at James Law Group have been holding insurance companies and corporations accountable for their duties to ordinary citizens for over 30 years. When you or someone you love has been seriously injured or killed by someone’s wrongful conduct, don’t let the corporation or insurance company shirk their responsibility. Such windfalls to corporations and insurance companies frequently result in the injured person, their family, and the American taxpayer shouldering the burden of the corporation or insurance company’s responsibility. Contact us today to start holding them accountable for their actions.